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Definition of overdraft

overdraft

/ˈoʊvərdræft/
o · ver · draft
Plural:overdrafts
•
Past Simple:overdrafted
•
Past Participle:overdrafted
•
Present Participle:overdrafting
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overdraft Lexical Profile

overdraft Game Scores & Validity

• noun

1

A deficit in a bank account caused by drawing more money than the account holds, or an arrangement with a bank permitting such withdrawals up to a specified limit.

Example

"She arranged a small overdraft with her bank to cover unexpected tuition expenses."

2

The excessive pumping or extraction of groundwater from an aquifer beyond its natural rate of replenishment.

Example

"Prolonged agricultural overdraft of the regional aquifer has caused the water table to drop significantly."

Synonyms
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Antonyms
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• verb

1

American To withdraw more money from a bank account than is currently available in it.

Example

"He accidentally overdrafted his checking account after forgetting about an automatic bill payment."

Synonyms
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Antonyms
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• Nearby Words

overdiagnose
overdo
overdose
overdraft
overdramatic
overdramatically
overdramatics

Word Origin & Etymology

Formed in the mid-19th century as a compound of the prefix 'over-' (beyond or in excess) and the noun 'draft' (a financial order for the withdrawal of money, derived from Old English 'dragan', meaning 'to draw').

Cite this Entry

Wordmom. (2026). Definition of Overdraft. In Wordmom Dictionary. Retrieved Nov 5, 2026, from https://wordmom.com/dictionary/overdraft
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